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Underwriting Team Lead, Commercial Banking in Brooklyn, OH at KeyBank

Date Posted: 1/14/2021

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    4910 Tiedeman Road
    Brooklyn, OH
  • Date Posted:
    1/14/2021

Job Description

ESSENTIAL JOB FUNCTIONS
Responsible for improving direct report’s job performance through coaching via the completion of quality reviews, review of performance to SLA’s, and adherence to Key values.
Develop Underwriter credit acumen by coaching them to interpret financial statements and analyze all other relevant financial analysis as well as non-financial data to develop a concise focused analytical foundation for a credit decision.
Work with direct manager to identify process objectives, designing process workflows to optimize performance to those objectives, including the development of flowcharts, workflow prioritization, and measurement of performance to client expectations.
Assist in the design and facilitation of the underwriting scorecards.
Deliver individual development plans and career path assessments to direct reports
Participate in and facilitate information sharing with your manager, business partners, peers, and direct reports in a timely and efficient fashion to ensure widespread communication
Utilize cash flow, balance sheet, income statements, and tax returns (both personal and business) to determine credit worthiness.
Ensure accurate and timely risk rating of assigned portfolio.
Make accurate recommendations in granting credit requests using understanding of credit and risk management concepts.
Exercise loan authority on all extensions of credit (loans, lines, restructure, transaction services) within established limits. Loan authority will be based on experience level and size and/or type of credit treatment.
Respond promptly to loan structuring request to determine feasibility and nature of analysis to be conducted. Identifies critical issues. Make Proceed/Stop decision within approval limits.
Partner with bankers and credit partners on complex deals and/ or deals outside of his/her area of expertise.
Provide direct feedback and guidance when edits are required to credit write ups.
Communicate status of credit decisions to analyst and associate team members.
Assist Relationship Manager with AQR process.
Closely monitors all asset quality measures including performance against tolerances.
Ensure the proper utilization of credit systems and technology.
Ensure group measures are within tolerances or that appropriate plans are in place to achieve tolerances.
Advocate risk culture with banking professionals.
Promote a credit culture based on strong asset quality and a moderate risk appetite.
Keep abreast of industry and market trends and communicates these trends to peers and business partners.
Responsible for being both player and coach to analysts and associates on the team.

REQUIRED QUALIFICATIONS
Undergraduate degree in accounting, finance, economics or related field or equivalent work experience
At least 5 years of experience within the financial lending/credit arena.
Demonstrated high level of financial acumen and decision/solution effectiveness
Commitment to core values; Teamwork, Respect, Accountability, Integrity, Leadership
Proven ability to set and obtain goals
Excellent interpersonal and motivation skills
Superior verbal and written communications skills
Strong time management and prioritization skills
Displayed sense of ownership in relation to attitude and actions, assignments and event outcomes
Line of business experience is desired
Experience with multiple types of lending (e.g. middle market, private banking, specialty lending) and multiple economic cycles is preferred

FLSA STATUS:Exempt

KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

45267BR

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