Underwriter II Small Business in Buffalo, NY at Key Bank- Corporate

Date Posted: 10/31/2019

Job Snapshot

  • Employee Type:
  • Location:
    726 Exchange Street
    Buffalo, NY
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:

Job Description

Essential Job Functions

  • Evaluate applicant's credit needs, financial strength and other background information to determine if request for credit is an acceptable risk.
  • Assess industry risk, quality of management, market position and overall business climate to estimate future loan repayment capacity of business.
  • Interpret cash flow, balance sheet, income statements, and tax returns (both personal and business) to determine credit worthiness.
  • Use credit bureau data, credit scoring models, financial statements, and relevant additional financial information to determine the degree of risk involved in extending credit.
  • Effectively communicate credit decisions to team members and internal clients (branches, relationship managers, etc.).
  • Comply with Key Bank internal policies, applicable laws and regulations.

Required Qualifications
  • Bachelor's Degree with a preferred focus on Business course work, or equivalent work experience
  • Prior experience with commercial/small business lending is a plus
  • Familiarity with, and understanding of, traditional and automated commercial credit underwriting methodologies and their use is a plus
  • Commitment to core values; Teamwork, Respect, Accountability, Integrity, Leadership
  • Ability to work well individually as well as part of a team
  • Demonstrated business writing and communications/presentation skills
  • Satisfactory knowledge and proficiency in working with personal computers and business software (e.g. Microsoft Office - Word, Excel)
  • Eligibility to work permanently in the U.S.


KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.


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