Underwriter II, Business Banking in Brooklyn, OH at Key Bank- Corporate

Date Posted: 10/29/2019

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    4910 Tiedeman Road
    Brooklyn, OH
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
    10/29/2019

Job Description

Business Banking Credit Associates are experienced commercial underwriters who are responsible for reviewing and analyzing all types of credit information on existing and prospective customers who generate annual revenues up to $10 million. This core underwriting role assists in structuring new requests, as well as completing renewals, while independently managing workflow and communication with field partners. Credit Associates are required to decision loans within an assigned lending authority, and make educated, well-thought recommendations when decisioning requires a higher level approval authority. This position reports to an Underwriting Team Leader.

Essential Job Functions

  • Review financial statements and all other relevant financial analysis as well as non-financial data to develop a concise focused analytical foundation for a credit decision.

  • Collaborate with bankers and credit partners to drive the efficiency and effectiveness of the credit process to meet client expectations.

  • Responsible for the development of quality credit memos and adherence to Key Bank’s credit policy.

  • Decision loans within delegated authority or recommend decision to appropriate credit partner.

  • Monitor and identify risks within the existing portfolio.

  • Identify and escalate material issues or trends in a timely manner.

  • Serves as mentor, coach and trainer for the analyst and underwriting staff.

  • Periodic projects related to the constantly changing risk management environments.


Required Qualifications

  • At least two years of commercial underwriting experience

  • Bachelor's Degree with a preferred focus on Business course work, or equivalent work experience

  • Firm understanding of commercial credit underwriting/approval methodologies.

  • Satisfactory understanding and knowledge of commercial credit policies, procedures, and loan systems

  • Commitment to core values; Teamwork, Respect, Accountability, Integrity, Leadership

  • Ability to work well individually as well as part of a team

  • Demonstrated business writing and communications/presentation skills

  • Satisfactory knowledge and proficiency in working with personal computers and business software (e.g. Microsoft Office - Word, Excel)

  • Eligibility to work permanently in the U.S.



FLSA STATUS:Exempt

KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

36673BR

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