Senior Underwriter - CLC (Home Equity Real Estate) in Canton, OH at Key Bank- Corporate

Date Posted: 10/4/2019

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    202 2nd Street Northeast
    Canton, OH
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
    10/4/2019

Job Description

Please note there are three positions available but may report to a different hiring manager.

JOB BRIEF (PURPOSE):
Underwriter will be able to analyze more complex credit applications, with thorough underwriting skills to determine credit worthiness for Real Estate Secured applications.

ESSENTIAL JOB FUNCTIONS:
Review the credit bureau and credit worthiness of the application while adhering to the stated turnaround time.
Analyze financial data including personal tax returns; pay stub,W-2’s, pension/award letters, business tax returns, K-1’s, personal financial statement, hoi etc.
Review and analyze more complex loan requests requiring additional critical processing
Make and take inbound phone calls to help answer questions on current credit applications or general lending questions
Ensure that rates and products are within Key’s policy
Review ALS and HOGAN information as required
Review additional documentation including trust agreements, POA’s, divorce decrees, etc. when needed.
Review appraisals/title work as required
Queue management to ensure 1st in 1st out process is adhered
Accurate and concise messages to Key Centers & Telesales/Sales Support
Phone & email communication processed in a professional and productive method
Thorough review of all information provided from applicant for loan processing
Compliance with all regulatory requirements, including accurate GMI reporting and Dodd Frank procedures
Review application for Policy Exceptions/Overrides when warranted
Assigned report review
Testing and Compliance review as assigned
Attend monthly meetings as required
Ensure all Clean Desk procedures are followed
Compliance Testing completed as required/assigned
Participation in Underwriter Training
FID/ACAPS Install Testing
Assist in providing underwriting demonstrations or shadowing
Be an active leader in the Continuous Improvement process

REQUIRED QUALIFICATIONS:
Candidate must:
Have a college degree or equivalent work experience
Demonstrate excellent verbal and written communication skills
Demonstrate teamwork and leadership skills
Possess the ability to work in a fast paced environment in a highly regulated and ever changing consumer bank segment
Have ability and confidence to make a decision based on their review of specific data
Have keen attention to detail and time management skills to effectively process work flow
An expert level understanding of personal financial documents like W-2, tax returns, and accounting statements
Be proficient in Excel, Word and use of a personal computer
Two to Three years prior financial services environment and knowledge of credit scoring and consumer lending regulations a plus

FLSA STATUS:Non-Exempt

KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

38077BR

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