Risk Analyst II - Consumer Credit Risk Management in Brooklyn, OH at Key Bank- Corporate

Date Posted: 4/6/2018

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    4910 Tiedeman Road
    Brooklyn, OH
  • Job Type:
    Banking
  • Experience:
    Not Specified
  • Date Posted:
    4/6/2018
  • Job ID:
    28580BR

Job Description

ABOUT THE JOB

This is a position within the Consumer Credit Risk Management organization. This position is primarily responsible for identification, measurement, and management of risk; development and implementation of sustainable controls; and development or maintenance of effective risk management policies and programs, reporting, training and testing to fulfill Key’s strategic objectives while operating within defined risk appetite. Additional responsibilities include providing risk and control consultation advice on current and emerging risks impacting Consumer Lending, KeyBank Mortgage and Indirect Auto, promoting accountability for the awareness and management of risk, and coordinating the management and escalation of issues. This position will also engage and consult with First Line of Defense Business Risk and Controls to develop and implement consistent risk management standards and processes across the business.
ESSENTIAL JOB FUNCTIONS
  • Provide guidance and assistance to develop and implement the risk and control quality assessments and related risk profiles, including risk, control, test and risk metric design in accordance with defined standards.
  • Perform quarterly assessments of testing, control effectiveness, residual risk, risk metrics and encourage proactive identification of weaknesses and/or control gaps, while providing sound recommendations to address control gaps.
  • Validate, monitor, and provide guidance on findings, remediation plans, and exception requests, escalating risks and issues outside of risk appetite, as applicable.
  • Develop understanding of risk management requirements for new business/product initiatives, product/process changes, losses, regulatory changes/guidance and third party activities.
  • Assist Manager in providing overall monitoring and oversight of risk, along with periodic reporting to senior management, risk review and regulators.
  • Support the management of internal audits and external exams. Participate in pre-regulatory exam preparation activities including collecting and tracking information requests, and following up on post exam corrective actions to ensure effective implementation prior to closure.
  • Manage Credit Risk Management risk and control processes, as needed, and lead or support special risk mitigation projects, business continuity and other incident response and security related activities.
  • Develop and prepare related risk reporting in support of business risk priority and review meeting cadence, and prepare ad-hoc reporting for line of business and team members to facilitate miscellaneous senior and executive management reporting and status updates, as needed.
  • Build and sustain positive working relationships with First Line of Defense Business Risk and Controls and line of business executives, managers and teams, while developing an understanding of the business and strategic objectives.
  • Assist in the development and delivery of line of business specific risk and compliance related training, leveraging cross functional teams, as needed.
  • Assist in the execution of supplementary reviews and assessments as warranted to proactively identify risks and/or maintain control design/monitoring sustainability.
  • Assist in the completion of the quarterly risk profile including identifying key risk topics and points of interest.

REQUIRED QUALIFICATIONS

  • College degree or equivalent work experience with emphasis on business and risk management.
  • Minimum 2 or more years of banking industry knowledge with experience in one or more of the following: compliance, audit, risk management or Consumer, Mortgage or Indirect Auto line of business.
  • Strong organization skills and ability to manage multiple high level projects and competing priorities with little supervision.
  • Demonstrated ability to be self-motivated, build and manage relationships, and work in a dynamic, fast paced team environment.
  • Proficient use of personal computers including use of Microsoft Office, various web-based software applications, databases and mainframe application.
  • Proven analytical and problem solving skills, decision making and ability to drive continuous improvement.
  • Understanding of Consumer Lending Products, Mortgage and Indirect Auto businesses and processes, and related federal and laws, regulations and guidance.
  • Demonstrate team work and accountability with strong interpersonal skills and the ability to interact effectively with external and internal clients including executive managers, along with building and sustaining collaborative relationships.
  • Solid written and communication skills and ability to “sell” difficult/complex concepts.



ABOUT KEY:
KeyCorp's roots trace back 190 years to Albany, New York. Headquartered in Cleveland, Ohio, Key is one of the nation's largest bank-based financial services companies, with assets of approximately $134.5 billion at March 31, 2017. Key provides deposit, lending, cash management, insurance, and investment services to individuals and businesses in 15 states under the name KeyBank National Association through a network of more than 1,200 branches and more than 1,500 ATMs. Key also provides a broad range of sophisticated corporate and investment banking products, such as merger and acquisition advice, public and private debt and equity, syndications, and derivatives to middle market companies in selected industries throughout the United States under the KeyBanc Capital Markets trade name. KeyBank is Member FDIC.

ABOUT THE BUSINESS:
Key Enterprise Risk Management provides leadership on risk management strategies and initiatives for credit, market, compliance and operational risk, as well as portfolio management, quantitative analytics and asset recovery activities. Key's objective is to achieve and sustain strong enterprise risk management practices consistent with industry standards and regulatory expectations in support of business strategies. To reach this goal, risk is identified, measured and managed in a manner that promotes effective decision-making and instills accountability. A strong risk culture is critical to achieving our vision to become the best regional bank in the U.S.

FLSA STATUS:Exempt

KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

JobID: 28580BR