Mortgage Fee Specialist in Buffalo, NY at Key Bank- Corporate

Date Posted: 10/1/2018

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    4224 Ridge Lea Road
    Buffalo, NY
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
    10/1/2018

Job Description

ABOUT THE JOB (JOB BRIEF)

The Mortgage Fee Specialist reports to Mortgage Loan Closing Manager and is responsible for ensuring new regulatory TRID compliance within the KeyBank Mortgage business. Possess the ability to close an array of mortgage loan types while providing excellent internal and external customer service. Must have complete knowledge of all loan types and documents including but not limited to Conventional, FHA, VA, USDA, and New Construction. Must demonstrate solid knowledge of the industry in terms of laws and regulations. The ability to work under pressure in a fast paced environment. Primary responsibility to prepare the Closing Disclosure and provide to the client for approval.


ESSENTIAL JOB FUNCTIONS
  • Complete the required tasks to send the Closing Disclosure to the borrower
  • Obtain the Closing Disclosure Worksheet adding and updating fees
  • Analyze fees for compliance with TRID calculation and tolerances rules
  • Analyze a changed circumstance and accurately enter a reason and comment
  • Validate time frame to send the Closing Disclosure to the borrower
  • Perform the RESPA Refund Process
  • Work with Loan Processor and Closing Agents to ensure an accurate and timely Closing Disclosure is sent to the
Borrower

  • Review re-disclosures for accuracy, make corrections and/or adjustments and send accurate re-disclosure to the borrower


REQUIRED QUALIFICATIONS


  • High school diploma or equivalent work experience required
  • Minimum of 3+ years residential loan closing mortgage or accounting experience
  • Demonstrated ability to diagnosis financials
  • Demonstrated ability to effectively problem solve
  • Ability to work in paperless system environment
  • Excellent written and verbal communication skills and ability to work in a team environment
  • Demonstrated ability to prioritize, multi-task, meet deadlines and adapt to changing priorities with strong organizational skills.


ABOUT KEY:
KeyCorp's roots trace back 190 years to Albany, New York. Headquartered in Cleveland, Ohio, Key is one of the nation's largest bank-based financial services companies, with assets of approximately $134.5 billion at March 31, 2017. Key provides deposit, lending, cash management, insurance, and investment services to individuals and businesses in 15 states under the name KeyBank National Association through a network of more than 1,200 branches and more than 1,500 ATMs. Key also provides a broad range of sophisticated corporate and investment banking products, such as merger and acquisition advice, public and private debt and equity, syndications, and derivatives to middle market companies in selected industries throughout the United States under the KeyBanc Capital Markets trade name. KeyBank is Member FDIC.

ABOUT THE BUSINESS:
Key Community Bank serves individuals and small to midsized businesses from Maine to Alaska through our 15-state network of over 1,200 branches, 1,500 ATMs, telephone banking and robust online and mobile platforms. KeyBank’s Consumer/Business Banking segment provides consumers and small business owners with straightforward banking solutions and personal finance expertise that helps them make confident financial decisions today and plan for tomorrow. Key Private Bank offers wealth planning that follows a consistent, disciplined approach guided by objective advice based on each unique situation. KeyBank Commercial Bank offers midsize business financial services that drive growth and profitability and help business owners identify new opportunities with products and services including deposit, cash management, investment services, commercial lending, equipment leasing, and asset-based lending.

FLSA STATUS:Non-Exempt

KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

JobID: 31948BR

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