Lead Specialist (Real Estate Team) in Canton, OH at Key Bank- Corporate

Date Posted: 9/24/2019

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    202 2nd Street Northeast
    Canton, OH
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
    9/24/2019

Job Description

ABOUT THE JOB (JOB BRIEF)

Qualified applicant will be able to analyze real estate collateral for credit applications in conjunction with Policy & Procedure Manual. Analysis will include:
  • Review flood determinations for compliance with FEMA and KeyBank guidelines
  • Review home owners insurance policy for required coverage of all liens including valid policy and premium for debt to income purposes
  • Review of various title search products for lien and vesting clearance, determination of required owner/signers and collateral payoff requirements
  • Review of credit bureau reports to confirm residency, potential judgments or intervening mortgages against collateral
  • Review mortgage documents for terms and conditions of superior liens
  • Read complex legal documents and interpret their impact on Key’s collateral position
  • Apply State or regional specific real estate law as applicable
  • Review of various appraisal products to determine sufficiency of equity and availability of same
  • Conduct collateral investigations via available on-line and internal resources
  • Effective oral and written communications with sales professionals regarding application status and requirements
  • Ability to formulate innovative resolutions or authorize exceptions within Real Estate Specialist authority based on total client profile
  • Confirm correct rates in accordance with promotional guidelines and update as needed
  • Identify scenarios under Reg B, Reg Z, Reg O requiring updated disclosures (i.e.: Loan Estimate and Closing disclosures)
  • Ensure adherence to Lender conditional approval requirements
  • Update ACAPS processing system in preparation of accurate closing documents to branches
  • Communicate final approval message with all terms and conditions to Sales Professional
  • Complete requests for satisfactions or subordinations of KeyBank mortgages as needed
  • Comply with all Anti Money Laundering/Bank Secrecy Act, Privacy and Fraud Awareness policies/procedures and identify/report suspicious or fraudulent applications to the fraud hotline
  • Complete other miscellaneous job functions as assigned by Management
  • Availability to work hours between 8:00AM and 8:30PM and/or weekend shifts on a rotating basis
REQUIRED QUALIFICATIONS

High School Diploma or equivalent
Familiarity with consumer loan products
Experience in banking industry or mortgage industry (which can include real estate) or with consumer lending.
Knowledge and/or experience working with flood, or title, or appraisal.
Excellent interpersonal and written/verbal communications skills.
Ability to work efficiently and accurately in a fast paced environment with attention to detail
An aptitude for math and a passion for problem solving.
Knowledge and experience in use of MS Windows and related Office products.
Familiarity with use of Internet Explorer and Google Crome.

PREFERRED QUALIFICATIONS


BA in Business preferred or related field or job experience equivalent
Minimum 2 years Consumer Lending/Mortgage processing experience
Knowledge of ACAPS, Outlook, HOGAN, and ALS system.



FLSA STATUS:Non-Exempt

KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

37755BR

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