Dealer Credit Senior Portfolio Manager in Albany, NY at Key Bank- Corporate

Date Posted: 4/10/2018

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    Albany, NY
  • Job Type:
    Banking
  • Experience:
    Not Specified
  • Date Posted:
    4/10/2018
  • Job ID:
    28420BR

Job Description

  • Will be managing the participation/syndication book. Requires strong credit skills and working understanding of how participations work.
  • Manages a portfolio of existing KeyBank Dealer Finance Commercial Services accounts with limited managerial oversight, including:
  • Reviews financial and collateral information.
  • Maintains an active dialogue with the borrower regarding financial condition.
  • Evaluates requests for waivers and amendments.
  • Reviews collateral examination and third party appraisal reports.
  • Communicates with other lenders in the syndicate as necessary.
  • Reviews third party legal documentation.
  • Oversees operational aspects with the assistance of loan services team members.

  • Underwrites new business opportunities with existing dealer client relationships and proposes optimal credit structures
  • Identifies opportunities to deepen client relationships and maximize client profitability to Key.
  • Manages account related relationships with non-KeyBank lenders, consultants, appraisers, accountants and lawyers, among others.
  • Partner with relationship managers to identify client opportunities and recommend financial solutions to dealer client relationships

  • Prepares scheduled asset quality reports for review by internal and external examiners.
  • Attends industry sponsored networking events.

REQUIRED QUALIFICATIONS

  • College degree in Business/Accounting/Finance.
  • 3-5 years of commercial lending and portfolio management experience;
  • Credit skills to analyze financial statements and collateral reports
  • Demonstrated ability to read and understand appraisals and financial information
  • Demonstrated ability to structure and negotiate lending arrangements
  • Demonstrated understanding of fundamental loan documents
  • Ability to coordinate closings of lending arrangements
  • Excellent client contact and relationship skills
  • Effective verbal and written communication skills involving other lenders, clients and prospects
  • Knowledge of other bank products (cash management, derivatives, syndication, leasing, etc.)
  • Commitment to core values: Teamwork, Accountability, Integrity, Respect

Competencies

  • Customer Focus: Is dedicated to meeting the expectations and requirements of internal and external customers; gets first-hand customer information and uses it for improvements in products and services; acts with customers in mind; establishes and maintains effective relationships with and gains their trust and respect.
  • Business Acumen: Knows how businesses work; knowledgeable in current and possible future policies, practices, trends, and information affecting his/her business and organization; knows the competition; is aware of how strategies and tactics work in the marketplace.
  • Process Management: Good at figuring out the processes necessary to get things done; knows how to organize people and activities; understands how to separate and combine tasks into efficient work flow; knows what to measure and how to measure it; can see opportunities for synergy and integration where others can’t; can simplify complex processes; gets more out of fewer resources.
  • Problem Solving: Uses rigorous logic and methods to solve difficult problems with effective solutions; probes all fruitful sources for answers; can see hidden problems; is excellent at honest analysis; looks beyond the obvious and doesn’t stop at the first answers.
  • Written Communication: Is able to write clearly and succinctly in a variety of communication settings and styles; can get messages across that have the desired effect.
  • Action Oriented: Enjoys working hard; is action oriented and full of energy for the things he/she sees as challenging; not fearful of acting with a minimum of planning; seizes the more opportunities than others.

EQUIPMENT USED/PHYSICAL REQUIREMENTS

  • Computer and business software (e.g. Microsoft Office – Word, Excel, Access and PowerPoint) models for risk rating and ROE calculations and AQR.



ABOUT KEY:
KeyCorp's roots trace back 190 years to Albany, New York. Headquartered in Cleveland, Ohio, Key is one of the nation's largest bank-based financial services companies, with assets of approximately $134.5 billion at March 31, 2017. Key provides deposit, lending, cash management, insurance, and investment services to individuals and businesses in 15 states under the name KeyBank National Association through a network of more than 1,200 branches and more than 1,500 ATMs. Key also provides a broad range of sophisticated corporate and investment banking products, such as merger and acquisition advice, public and private debt and equity, syndications, and derivatives to middle market companies in selected industries throughout the United States under the KeyBanc Capital Markets trade name. KeyBank is Member FDIC.

ABOUT THE BUSINESS:
Key Enterprise Risk Management provides leadership on risk management strategies and initiatives for credit, market, compliance and operational risk, as well as portfolio management, quantitative analytics and asset recovery activities. Key's objective is to achieve and sustain strong enterprise risk management practices consistent with industry standards and regulatory expectations in support of business strategies. To reach this goal, risk is identified, measured and managed in a manner that promotes effective decision-making and instills accountability. A strong risk culture is critical to achieving our vision to become the best regional bank in the U.S.

FLSA STATUS:Exempt

KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

JobID: 28420BR