Credit Associate- Business Banking Underwriter in Brooklyn, OH at Key Bank- Corporate

Date Posted: 6/12/2018

Job Snapshot

  • Employee Type:
  • Location:
    4910 Tiedeman Road
    Brooklyn, OH
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:

Job Description

About the Job
Credit Risk Management is currently seeking an experienced Credit Associate. Credit Associates interpret all types of credit information and analysis on both existing and prospective customers within Key's Community Bank. They are responsible for structuring new requests as well as renewals. Credit Associates are required to decision loans within an assigned lending authority.

Essential Job Functions
  • Evaluate applicant's credit needs, financial strength and other background information to determine if request for credit is an acceptable risk.
  • Assess liquidity, quality of management, market position, and overall business climate to estimate future profitability of business.
  • Interpret cash flow, balance sheet, income statements, and tax returns (both personal and business) to determine credit worthiness.
  • Use credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  • Review financial statements and all other relevant financial analysis as well as non-financial data to develop a concise focused analytical foundation for a credit decision.
  • Accountable for creating credit write-up to determine loan structuring opportunities to present to Credit Officers.
  • Approve loan transactions within applicable lending authority.
  • Serves as mentor, coach and trainer for analyst staff.
  • Periodic assignments related to the constantly changing risk management environments.

Required Qualifications
  • Bachelor's Degree with a preferred focus on Business course work, or equivalent work experience
  • 3 years prior experience with commercial/small business lending
  • Familiarity with, and understanding of, traditional and automated commercial credit underwriting/approval methodologies and their use
  • Satisfactory understanding and knowledge of commercial credit policies, procedures, and loan systems
  • Commitment to core values; Teamwork, Respect, Accountability, Integrity, Leadership
  • Ability to work well individually as well as part of a team
  • Demonstrated business writing and communications/presentation skills
  • Satisfactory knowledge and proficiency in working with personal computers and business software (e.g. Microsoft Office - Word, Excel, Access and PowerPoint)
  • Eligibility to work permanently in the U.S.

KeyCorp's roots trace back 190 years to Albany, New York. Headquartered in Cleveland, Ohio, Key is one of the nation's largest bank-based financial services companies, with assets of approximately $134.5 billion at March 31, 2017. Key provides deposit, lending, cash management, insurance, and investment services to individuals and businesses in 15 states under the name KeyBank National Association through a network of more than 1,200 branches and more than 1,500 ATMs. Key also provides a broad range of sophisticated corporate and investment banking products, such as merger and acquisition advice, public and private debt and equity, syndications, and derivatives to middle market companies in selected industries throughout the United States under the KeyBanc Capital Markets trade name. KeyBank is Member FDIC.

Key Enterprise Risk Management provides leadership on risk management strategies and initiatives for credit, market, compliance and operational risk, as well as portfolio management, quantitative analytics and asset recovery activities. Key's objective is to achieve and sustain strong enterprise risk management practices consistent with industry standards and regulatory expectations in support of business strategies. To reach this goal, risk is identified, measured and managed in a manner that promotes effective decision-making and instills accountability. A strong risk culture is critical to achieving our vision to become the best regional bank in the U.S.


KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

JobID: 29714BR

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