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Corporate Credit Officer - Key Equipment Finance in Superior, CO at Key Bank- Corporate

Date Posted: 3/17/2020

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    1000 McCaslin Boulevard
    Superior, CO
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
    3/17/2020

Job Description

ESSENTIAL JOB FUNCTIONS

  • Participate in strategy and client / vendor / new market targeting discussions with Vendor, Bank Channel Sales and Public Sector Lending management in Key Equipment Finance (KEF)
  • Meet with significant clients, vendors and prospects in support of sales teams. Calling activities are required to assess management strength, broaden KEF knowledge of clients, and address any credit conditions of approval. On occasion, visits will focus on addressing deteriorating credit profiles.
  • Keep abreast of industry and market trends and communicate these trends to peers, Credit, Underwriting, Sales staff, and the Group Credit Executive, as appropriate.
  • Actively participate in business development initiatives to support Sales while fostering a strong credit risk culture.
  • Exercise loan authority (up to $50mm) within established limits.
  • Ensure smooth interaction and consistent workflow in the credit approval process.
  • Ensure effective credit, underwriting and sales partnerships.
  • Ensure the proper utilization of credit systems and technology.
  • Recommend loan/lease structures on complex transactions to mitigate risks.
  • Approve/Decline (as appropriate) credit requests using (up to) $50mm of credit authority.
  • Ensure accurate and timely risk ratings.
  • Approve derivatives and hedging/ FX limits (as appropriate)
  • Monitor credit portfolio performance, including concentration limits for business and potential hedging strategies.
  • Closely monitor all asset quality measures including performance against tolerances.
  • Ensure timely identification of deteriorating credits and transfer credits to ARG, as appropriate.
  • Promote a credit culture based on strong asset quality and moderate risk appetite.
  • Manage monthly Quality Assurance program to monitor work product/quality of own employees and also credit approvals granted to the LOB Underwriting team.
  • Effectively manage assigned team, providing ongoing mentoring, coaching and development. Responsible to ensure assigned team activities and results are consistent with KeyBank Policies and risk appetite.
  • Participate and provide feedback in the performance review process for credit, underwriting and sales teams within the business.
  • Reinforce first line of defense’s role in risk management/awareness.
  • Responsible for developing talent pool, include potential successors, in conjunction with Group Credit Executive.
  • Periodic one off assignments related to risk management or LOB initiatives.

REQUIRED QUALIFICATIONS

  • An undergraduate degree in accounting, finance, economics or related field; MBA preferred
  • 10+ years finance/credit experience including at least one economic cycle, covering loans and leases in an equipment finance related business
  • Strong track record of leadership and business success
  • Demonstrated high level of financial acumen, team building skills, human capital management/development, interpersonal skills, high energy/drive, and decision/solution effectiveness
  • Commitment to core values; Teamwork, Respect, Accountability, Integrity, Leadership.



FLSA STATUS:Exempt

KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

40993BR

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