Consumer Credit Risk Portfolio Analyst in Cleveland, OH at Key Bank- Corporate

Date Posted: 2/2/2018

Job Snapshot

  • Employee Type:
  • Location:
    Cleveland, OH
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
  • Job ID:

Job Description


The Credit Risk Portfolio Analyst is a second line of defense position with responsibility for oversight of specific consumer portfolios to ensure adherence to Key’s Risk Appetite. Oversight includes Analytics and Reporting for New Originations, Adherence to Credit Policy and Guidelines, Portfolio Asset Quality Trends and Deep Dive work to support/challenge LOB strategies Other responsibilities include the development and implementation of sustainable controls; and development or maintenance of effective risk management policies and programs, reporting, training and testing to fulfill Key’s strategic objectives while operating within defined risk appetite.


  • Serve as strategic input to 1st Line of Defense to inform strategy and risk appetite.
  • Provide credit analytics and business insights to drive informed underwriting strategies, pricing, collections and other and business decisions.
  • Monitor New Business Volume to ensure alignment with Risk Appetite and Credit Policy/Guidelines.
  • Administer Credit Policy/Guidelines for a specific portfolio to ensure the Policy is in alignment with Key’s Risk Appetite. Work with LOB to provide analytic feedback on change requests.
  • Perform quarterly assessments of testing, control effectiveness, residual risk, risk metrics and encourage proactive identification of weaknesses and/or control gaps, while providing sound recommendations to address control gaps.
  • Validate, monitor, and provide guidance on findings, remediation plans, and exception requests, escalating risks and issues outside of risk appetite, as applicable.
  • Develop understanding of risk management requirements for new business/product initiatives, product/process changes, losses, regulatory changes/guidance and third party activities.
  • Assist Manager in providing overall monitoring and oversight of risk, along with periodic reporting to senior management, risk review and regulators.


  • 3-5 years of Consumer Portfolio Credit Risk Analysis and Reporting
  • Bachelors degree in Business, Finance, Mathematics or related field
  • Must possess superior analytical skills and be able to apply sophisticated analytical methods for credit administration and portfolio monitoring.
  • Be able to develop thorough business cases and risk assessments for new products/programs/pilots and business strategies.
  • Must have excellent interpersonal, communication and relationship building skills.
  • Must be proficient in Word, Excel and SAS including the ability to create and use pivot tables and prepare charts and graphs.
  • Professional demeanor to interact with executive administration and regulatory contacts,

KeyCorp's roots trace back 190 years to Albany, New York. Headquartered in Cleveland, Ohio, Key is one of the nation's largest bank-based financial services companies, with assets of approximately $134.5 billion at March 31, 2017. Key provides deposit, lending, cash management, insurance, and investment services to individuals and businesses in 15 states under the name KeyBank National Association through a network of more than 1,200 branches and more than 1,500 ATMs. Key also provides a broad range of sophisticated corporate and investment banking products, such as merger and acquisition advice, public and private debt and equity, syndications, and derivatives to middle market companies in selected industries throughout the United States under the KeyBanc Capital Markets trade name. KeyBank is Member FDIC.

Key Enterprise Risk Management provides leadership on risk management strategies and initiatives for credit, market, compliance and operational risk, as well as portfolio management, quantitative analytics and asset recovery activities. Key's objective is to achieve and sustain strong enterprise risk management practices consistent with industry standards and regulatory expectations in support of business strategies. To reach this goal, risk is identified, measured and managed in a manner that promotes effective decision-making and instills accountability. A strong risk culture is critical to achieving our vision to become the best regional bank in the U.S.


KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

JobID: 25204BR