Specialty Finance Lending Officer - KEF in Superior, CO at Key Bank- Corporate

Date Posted: 10/14/2019

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    1000 McCaslin Boulevard
    Superior, CO
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
    10/14/2019

Job Description

Key Corporate Bank Specialty Finance Lending (“KCBSFL”) continues to grow its complex loan portfolio, providing securitization-like debt to finance companies (equipment finance and leasing companies, middle market lenders, and ABL lenders, among others) and asset managers (transportation equipment lessors of rail cars, containers and aircraft equipment). KCBSFL underwrites to hold, and also syndicates transactions for distribution to its capital markets partners in order to mitigate and diversify credit risk.

This credit team participates in client due diligence meetings, provides structuring guidance, and underwrites, credit decisions, and then reviews draft facility documentation, in conjunction with external counsel. Post transaction funding, this team also monitors portfolio performance, leads on-site reviews, etc.

ESSENTIAL JOB FUNCTIONS:

  • Ensure compliance with KeyCorp, Key Equipment Finance and KEF Specialty Finance credit policies and procedures. Evaluate risks in accordance within those policies and procedures.
  • Perform credit and risk monitoring of highly structured Specialty Finance (e.g., Specialty Finance Lending and Leveraged Leases) and Major Markets transactions.
  • Review loan and lease documentation to evaluate deal structure and ensure covenant compliance.
  • Scope, conduct and report on credit exams of pledged collateral for Specialty Finance and Major Markets facilities and service providers.
  • Analyze and assess customer and transaction exposures and concentrations within the KEF Specialty Finance portfolio.
  • Recommend credit strategies to mitigate portfolio risks.
  • Perform periodic reviews of existing portfolio deals, encompassing an assessment of equipment/collateral and an evaluation of transactional, operational and credit risk.
  • Recommend appropriate risk ratings for transactions.
  • Identify problem loans and leases and support workout efforts as needed.
  • Identify potential syndication opportunities for particular problem leases and on an industry and geographic basis and make recommendations.
  • Prepare general economic and specific industry analysis and recommend risk mitigation strategies based on portfolio concentrations.
  • Train Underwriting/Portfolio Management associates on structured products.
  • Ensure proper accounting treatment for highly structured transactions and financial instruments as well as problem and non-accrual leases.
  • Compile information as requested for internal and external examinations, reviews and audits.
  • Prepare periodic reporting including the FFIEC Country Exposure Report, Shared National Credit reporting and over-hold reporting.
  • Escalate issues as appropriate.
  • Perform other duties as assigned.

REQUIRED QUALIFICATIONS

  • Bachelor’s degree in Business, Finance, or Economics with at least 12 hours of accounting
  • 7+ years’ of commercial leasing or credit analysis experience combined with finance and accounting experience
  • 2+ years’ of experience working with structured finance products
  • Strong knowledge of financial analysis applications (Moody’s Risk Analyst)
  • Strong knowledge of loan and lease documentation
  • Strong knowledge of and ability to apply financial analysis and accounting concepts
  • Strong organizational skills
  • Ability to analyze a wide variety of lessee and industry information
  • Ability to work independently
  • Ability to make and support recommendations
  • Ability to meet multiple deadlines
  • Strong written communication skills
  • Proficient in Word and Excel applications
  • Detail oriented and Self-motivated
PREFERRED QUALIFICATIONS:
  • Regulatory experience
  • Loan review or audit experience
  • MBA, CFA designation or other advanced training relevant to position

Software Used:
  • MS Office including Access, Excel and Word
  • Moody’s Risk Analysis
  • KMV’s Credit Monitor
  • Leasepak
  • LoanIQ



FLSA STATUS:Exempt

KeyCorp is an Equal Opportunity and Affirmative Action Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

38202BR

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